Help Center

Find answers to common questions about Sinking Finance and paluwagan group savings.

Getting Started

Learn how to set up a new sinking fund with members, contribution schedules, and configuration options.

How to invite new members, manage invitations, and configure member heads.

How the dashboard forecasts work, including best-case and realistic projections.

How to export contributions, members, loans, and penalties to Excel files.

How contribution schedules work, when payments are due, and how to submit evidence.

Detailed breakdown of loan interest rates, monthly payments, and how interest is distributed to fund members.

Step-by-step guide to applying for a member or non-member loan from your fund.

How penalties are calculated, the different penalty types, and how managers can waive penalties.

A beginner's guide to paluwagan — the traditional Filipino group savings system — and how it works in practice.

Step-by-step guide to setting up your paluwagan group online using Sinking Finance.

Essential rules and best practices for running a successful, fair paluwagan group.

Understand how interest and returns are calculated in a paluwagan that includes loan features.

A balanced comparison of paluwagan group savings versus traditional bank savings accounts.