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FundsLast updated: 2026-03-01

Understanding Fund Forecasts

How the dashboard forecasts work, including best-case and realistic projections.

Fund Forecasts

The fund dashboard provides two forecast scenarios to help you understand the projected value of your fund.

Best-Case Forecast

Assumes:

  • All members pay every contribution on time
  • No penalties or missed payments occur
  • All scheduled contributions are collected in full

This gives you the maximum potential fund value at maturity.

Realistic Forecast

Based on:

  • Historical payment behavior of all members
  • Actual contribution completion rates
  • Penalty collection history

This provides a more practical estimate of the fund's end value.

Per-Member View

Each member can see:

  • Current fund value — Total contributions received so far
  • Projected individual share — Their expected payout based on heads held
  • Interest projection — Estimated interest earnings from loans

What Affects Forecasts

FactorImpact
Late paymentsReduces realistic forecast
Missed paymentsReduces both forecasts if persistent
Active loansInterest adds to total fund value
New membersIncreases total fund capacity
Early loan repaymentNo direct impact on forecast

Tips

  • Check the dashboard regularly to track your fund's health.
  • Encourage members to pay on time for the best returns.
  • The realistic forecast becomes more accurate as more data is collected.